Rating: –1

Bill Summary:

Senate Bill 1131 provides a supplemental appropriation of $533,400 to the Idaho Department of Insurance for Fiscal Year 2026. Of this amount, $323,100 is allocated to the Insurance Regulation program (primarily for personnel costs) and $210,300 to the State Fire Marshal program (mostly for capital outlay). The bill also authorizes the addition of two full-time equivalent (FTE) positions across these programs. Funding is drawn from the Insurance Administrative Fund and the Arson, Fire and Fraud Prevention Fund. An emergency clause makes the bill effective July 1, 2025.

Reason for Rating:
S1131 incrementally expands the size and scope of government by increasing staffing and funding for regulatory and enforcement functions within the Department of Insurance. While the bill does not draw on General Fund dollars, it leverages dedicated funds to grow regulatory infrastructure without demonstrating a compelling public need or offsetting reductions elsewhere. The use of an emergency clause for routine spending further reflects a casual approach to government growth, contrary to the Idaho Republican Party Platform’s commitment to limited government, reduced bureaucracy, and fiscal restraint. The absence of sunset provisions or performance metrics reinforces concerns about unchecked regulatory expansion.